June 15, 2024

Understanding Form 26AS: Essential Insights for Taxpayers

Form 26AS is an annual tax statement that provides taxpayers with detailed information about their income and the corresponding tax deductions and collections. This form is crucial for accurately filing income tax returns, as it encompasses data from various sources, including salary income, business and professional receipts, interest income from bank deposits, and more.

June 6, 2024

Simplify Your Income Tax Filing: Essential Steps for Salaried Employees Post-Form 16 Issuance

Form 16 is an essential document for salaried employees when it comes to filing income tax returns (ITR). Issued by employers at the end of each fiscal year, it provides a detailed account of the tax deducted from an employee’s salary and submitted to the government.

May 29, 2024

7 Strategies to Boost Your Credit Score in FY 2025

Your credit score is a vital aspect of your financial profile, influencing everything from loan approvals to interest rates and even insurance premiums. As the new financial year begins, it’s an excellent opportunity to reassess your credit management strategies and make improvements.

May 24, 2024

ITR Filing for FY 2023-24: Essential Deadlines and Guidelines for Individual Taxpayers

The process for filing Income Tax Returns (ITR) for FY 2023-24 (AY 2024-25) has commenced for individual taxpayers and non-audit cases. The deadline for filing ITR for individuals, including the salaried class and non-audit cases, is July 31, 2024. Filing an ITR is a declaration of taxable income and the taxes owed or eligible for a refund.

May 8, 2024

Your road to Income Tax Filing: The Importance of Form 16

Form 16 is like your tax passport—it's a document given by your employer that contains all the important details about your income and taxes. It includes things like your PAN (like your tax ID), your employer's TAN (their tax ID), how much money you made, and how much tax was taken out of your paycheck.

April 2, 2024

5 Money Tips for the New Financial Year

As we step into the new financial year of 2024-25, it's like a fresh beginning to shape our money matters. Let's explore five simple strategies, inspired by Indian wisdom, to make our financial future brighter and more secure.

March 29, 2024

Super Tax Savings: Harnessing the Power of Hindu Undivided Family (HUF)

Are you a married Hindu looking to optimize your tax savings? Look no further than the Hindu Undivided Family (HUF). Zerodha's Nithin Kamath sheds light on this lesser-known yet powerful tax-saving avenue.

March 26, 2024

FY 2024-25 approaching: Here's the brief on Tax Regimes: A Comprehensive Guide

Choosing between the old and new tax regimes is a pivotal decision for both professionals and salaried taxpayers. While the new regime boasts simplicity and lower tax rates, the old regime retains numerous benefits that continue to appeal to many individuals. Here’s a detailed exploration of both regimes to empower you in making an informed choice.

December 11, 2023

Navigating the Gold Monetisation Scheme 2023: A Step-by-Step Guide

Dive into the intricacies of the Gold Monetisation Scheme 2023, designed to offer short, medium, and long-term deposit options, allowing investors to earn interest on their idle gold. Here's your comprehensive guide to eligibility, benefits, and the application process.

December 4, 2023

Get Financial Wisdom: Mastering the Art of Money Management

In the realm of investments, success often hinges on mastering fundamental questions that lay the groundwork for sound financial decisions. Delving into the nuances of how much one 'can' and 'should' invest provides a compass for effective money management. Let's navigate these crucial inquiries and uncover the key principles that guide them.

November 27, 2023

Unveiling the Financial Puzzle: Decoding Credit Scores and Reports for Success

In the intricate world of finance and banking, credit scores and reports take center stage. From payment apps to traditional banks, the emphasis on checking your credit score and reviewing your credit report is undeniable. But what exactly do these terms mean, and why are they crucial? Let's unravel the mystery behind credit scores and reports.

November 20, 2023

Wealth Growth Strategies: FD vs PF vs SIP - Navigating the Investment Landscape

Delving into the intricacies of wealth multiplication is crucial for any investor. The annual returns required to amplify an initial investment vary across different avenues, reflecting both the chosen investment vehicle and the investor's risk appetite.

November 13, 2023

Mastering Festive Finances: A Guide to Financial Bliss During Diwali 2023

As Diwali approaches, the excitement of festivities is often accompanied by financial concerns. Navigating the delicate balance between celebration and fiscal responsibility is crucial. This guide presents six strategic ways to manage your finances thoughtfully, ensuring a joyful Diwali without the worry of post-celebration financial burdens.

November 6, 2023

Empowering Green Financing for Sustainable Transport: Key Strategies

The challenge of reducing emission intensity in the transport sector is more pressing than ever, with the number of vehicles on Indian roads multiplying sixfold in this decade. This sector contributes to roughly 14% of total emissions, making it pivotal in achieving India's ambitious Net Zero emissions target by 2070. A multi-pronged approach, termed Panchamrit, is the government's strategy for this colossal task.

October 23, 2023

MCA Urges Timely Filing of Annual Returns to Avoid Penalties

The Ministry of Corporate Affairs (MCA) has issued a reminder to businesses, emphasizing the importance of adhering to due dates for filing annual returns and financial statements for the fiscal year 2023. Failure to meet these deadlines may result in additional penalties, as per the guidance provided by the MCA.

October 6, 2023

Strategic Investments to Reduce Taxable Income and Secure Your Child's Future

Salaried individuals often seek ways to maximise tax savings by leveraging exemptions and deductions while calculating their taxable income. However, another critical financial aspect is planning for significant expenses associated with raising and educating a child. This article explores how strategic investments can help you manage these expenses effectively.

October 2, 2023

Navigating the Small-Cap Investment Craze: Timing and Strategy

Small-cap funds have been capturing the attention of investors due to their impressive Compounded Annual Growth Rates (CAGR). However, while timing is often considered crucial in the world of investments, it's essential to recognize that it's not the sole determinant of success when it comes to small-cap funds. This article delves into the nuances of investing in small-cap funds, emphasising the importance of strategy alongside timing.

September 21, 2023

GSTN Revolutionizes ITC Management with New Ledger: A Step-by-Step Guide for Taxpayers

In a significant move towards simplifying compliance and enhancing transparency, the Goods and Services Tax Network (GSTN) has introduced a groundbreaking Electronic Credit and Re-claimed Statement (ECRS) ledger. This innovative ledger is designed to meticulously track the reversal and reclamation of Input Tax Credit (ITC), offering taxpayers a comprehensive view of their ITC balances on specific dates.

August 28, 2023

Rethinking Financial Freedom and Early Retirement: Beyond the Illusion

Finding joy in early retirement might seem alluring, but the reality often falls short of expectations. Many envision quitting their job at 40, amassing wealth, and living in leisure. However, this seemingly simple plan is laden with complexities that can lead to dissatisfaction and unmet dreams.

August 16, 2023

Charting Your Path to Financial Freedom in the Digital Age: Five Innovative Investment Avenues

As the landscape of financial opportunities evolves, attaining financial independence has assumed a novel significance. With possibilities and challenges intertwined in the modern age, achieving financial freedom has never been more crucial. On the occasion of Independence Day 2023, it's time to explore innovative investment avenues that align with the digital era's dynamics.

August 7, 2023

Faster Income Tax Refunds Await: Check Status Online and Beware of Phishing Scams

Are you eagerly awaiting your income tax refund? While the refund process typically takes 20-45 days after filing and verifying your Income Tax Return (ITR), this year brings good news as the tax department has expedited the processing using advanced technology. In this article, we'll guide you on checking your ITR refund status online and warn you about a phishing scam targeting income tax refund messages.

July 28, 2023

Mastering Self-Assessment Tax: Avoid Mistakes and Pay Online Effortlessly

Understanding and managing self-assessment tax is vital for every taxpayer. It ensures proper tax compliance and helps avoid penalties and interest charges. Cleartax provides step-by-step guidance on calculating self-assessment tax. However, taxpayers often make errors while filing, leading to potential complications. This article also highlights common mistakes to avoid during the process. Additionally, rectifying mistakes is crucial to maintain financial integrity. We present a comprehensive guide on how to rectify errors and access details of your assessing officer. This article makes you walk through the simple steps to pay self-assessment tax online.

July 20, 2023

Tax Relief for Senior Citizens: ITR Filing 2023 Simplified for Some

As the deadline for income tax return (ITR) filing for FY 2022-23 approaches, senior citizens aged 75 and above may find some respite. The Income Tax Act's Section 194P, introduced in Budget 2021, offers relief to select senior citizens from filing income tax returns, provided they meet specific eligibility criteria. Let's explore the conditions that make ITR filing optional for these individuals and the benefits they can avail of.

July 19, 2023

Monsoon Protection Made Easy: Your Guide to Essential Insurance Plans for the Rainy Season in India

As the monsoon season approaches, it's crucial to prepare for the potential risks and uncertainties that come with heavy rainfall and flooding. To safeguard yourself and your belongings, it's essential to understand the different types of insurance available in India specifically designed to offer protection during the monsoon. In this comprehensive guide, we'll explore the various insurance options and the rules associated with each, ensuring you make an informed decision to stay protected when the rains pour.

July 17, 2023

Mastering Monsoon: 6 Essential Car Insurance Terms You Should Know

As the monsoon season brings heavy rains and potential damage to vehicles, it is crucial to have a comprehensive understanding of car insurance terms. Familiarising yourself with key terms such as Insured Declared Value (IDV), deductibles, and add-ons like zero depreciation and engine protection can prove invaluable when selecting a car insurance policy. This article explores these essential terms to empower you with the knowledge needed to make informed decisions and protect your vehicle during the monsoon season.

July 14, 2023

Decoding Home Loans for Tax Savings: Is it Wise to Opt for a Home Loan Solely for Tax Benefits?

Many individuals consider taking a home loan as a means to save on income tax payments. However, it is crucial to understand the various factors involved and make an informed decision.

July 11, 2023

Maximising Your Income Tax Refunds: A Comprehensive Guide for AY 2022-2023

As the deadline for filing Income Tax Returns (ITR) for the financial year 2022-23 approaches, it's essential to understand the intricacies of claiming income tax refunds. A tax refund occurs when the taxes paid on your behalf exceed your tax liability, making you eligible for a refund. This article serves as a comprehensive guide to help you navigate the process and maximise your chances of receiving an income tax refund for Assessment Year (AY) 2022-2023.

July 3, 2023

Avoid Tax Troubles: Essential Disclosures to Include in Your Income Tax Returns

As the deadline for filing income tax returns approaches, it's crucial to pay attention to the required disclosures to prevent your returns from being rejected. Failure to provide accurate and complete information can lead to notices from the tax authorities. This article highlights key mandatory disclosures that taxpayers should be mindful of while filing their returns to stay on the right side of the taxman.

June 30, 2023

Maximising Tax Benefits for Senior Citizens: Exemptions and Deductions Explained

As senior citizens play a vital role in society, India's income tax law recognizes their contribution by providing them with several tax benefits. These benefits include higher exemption limits, deductions for medical expenses, and interest earned on deposits. In this article, we will explore the various exemptions and deductions available to senior citizens for maximising their income tax savings.

June 24, 2023

Growth Mutual Fund vs. Dividend Mutual Fund: Making the Right Investment Choice

When it comes to investing in mutual funds, choosing between growth and dividend options can be a crucial decision for investors. The optimal choice depends on various factors, including taxable income and tax regime. In this article, we explore the advantages of each option to help investors make an informed decision.

June 22, 2023

Benefits and Advantages of Filing Income Tax Returns (ITR) without Taxable Income

The Income Tax (I-T) Department has opened its portal for individuals to file their income tax returns (ITR) for the assessment year 2023-24. Many salaried individuals mistakenly believe that they don't need to file ITR if they don't have a tax liability. However, there are exceptions to this rule, and filing ITR is necessary even if the income is below the basic exemption limit. This article highlights the benefits and advantages of filing ITR, even when the taxable income is not applicable.

June 12, 2023

Understanding Tax Refunds: Deadlines, Processing, and Exemptions

Tax refunds are an essential aspect of income tax filing, providing relief to taxpayers by returning excess taxes paid. However, understanding the deadlines for receiving tax refunds and the eligibility for exemptions is crucial. This article aims to clarify the timeline for tax refund processing, steps to check the refund status, and the implications of transferring funds to a spouse's bank account for tax exemption purposes.

June 6, 2023

"Enhancing Bank Locker Security: Why Signing the Revised Agreement Matters"

Bank locker holders have been receiving notifications from their banks urging them to sign revised locker agreements by June 30, 2023. These revised agreements aim to improve the safety of bank lockers. Experts explore the reasons behind this requirement and how it will benefit customers by enhancing the security of their lockers.

June 3, 2023

Maximize Your Income Tax Return: 5 Pitfalls to Avoid

Filing your income tax return can be a daunting task, but it doesn't have to be overwhelming. To ensure a smooth and successful filing experience, it's essential to steer clear of common mistakes. Here are five pitfalls you must avoid when filing your ITR, along with valuable tips to optimise your returns.

May 31, 2023

Important Financial Deadlines in June: Pan-Aadhar Link, Bank Locker Agreement, and More

As the month of June approaches, there are several crucial financial deadlines that taxpayers and bank customers in India need to keep in mind. Failing to meet these deadlines may result in fines and penalties. From linking PAN and Aadhaar cards to complying with new bank locker agreement rules, staying informed about these deadlines is essential to avoid any adverse consequences. Let's explore the key deadlines and tasks individuals should remember in June.

May 30, 2023

Higher Leave Encashment Limit of Rs 25 Lakh: A Boost for Non-Government Employees

The Central Board of Direct Taxes (CBDT) has raised the tax exemption limit for leave encashment on retirement for non-government salaried employees to Rs 25 lakh, up from the previous limit of Rs 3 lakh. This relief, announced in the Union Budget 2023 by Finance Minister Nirmala Sitharaman, came into effect on April 1, 2023. The increase in the limit is expected to have significant implications for employees availing leave encashment benefits.

May 25, 2023

"A Comprehensive Guide to Preparing Your Income Tax Return: Documents and Steps"

As the income tax filing season rolls around, it's important to gather all the necessary documents and information to ensure a smooth and accurate filing process. Filing your income tax return (ITR) correctly is crucial for staying compliant with the tax regulations and avoiding penalties. In this article, we will discuss the essential documents you need to prepare your ITR and outline the steps involved in filing your return.

May 24, 2023

Choosing the Right Mutual Fund for Long-Term Investment Success: A Comprehensive Guide

Selecting the right mutual fund (MF) is crucial for long-term investment success. The performance of a fund depends on various factors, including the management process followed by the Asset Management Company (AMC) and the fund managers. This article aims to provide guidance on choosing the ideal MF for long-term investments and offers recommendations for diversification to mitigate risks and enhance returns.

May 23, 2023

"Secure Your Child's Future with Sukanya Samriddhi Yojana: A Risk-Free Investment"

Planning for your child's future is essential, and Sukanya Samriddhi Yojana (SSY) provides a government-backed small savings scheme in India to help parents save for their girl child's long-term financial needs. With attractive interest rates and tax benefits, this risk-free investment option ensures a secure future for your child. This article explores the key features of SSY, calculates potential returns, and highlights its income tax benefits.

May 19, 2023

"Government Introduces 20% TCS on International Credit Card Transactions, Making Foreign Travel More Expensive"

In a move that will impact travellers and international online shoppers, the Indian government has recently announced the introduction of a 20% Tax Collected at Source (TCS) on all credit card transactions made abroad. Effective from July 1, 2023, this measure aims to regulate foreign remittances and generate additional revenue. This article delves into the implications of the new policy and its impact on various use cases.

May 18, 2023

Simplifying Income Tax Return Filing with ITR Form 2: Know Who Should Use It

Filing income tax returns is a crucial financial responsibility that ensures transparency and helps the government assess tax liabilities accurately. The Income Tax Return (ITR) form 2 is specifically designed for individuals and Hindu Undivided Families (HUFs) who do not have income from profits and gains of business or profession. In this article, we will delve into the details of ITR Form 2 and explain who should use it for their income tax return filing.

May 16, 2023

"Crackdown on GST Fraud: Special Drive Launched to Safeguard Government Revenue"

In a concerted effort to tackle GST fraud and safeguard government revenue, the Central and State tax administrations in India have launched a two-month special drive. This initiative aims to detect suspicious/fake Goods and Services Tax Identification Numbers (GSTINs) and take necessary action against fraudulent billers. While the drive may raise concerns among GST assesses, experts emphasize that not every taxpayer needs to panic. Let's delve into the details of this significant move.

May 11, 2023

GST E-Invoice Limit Reduced to Rs. 5 Crores from August 1st, 2023

The Central Board of Indirect Taxes and Customs (CBIC) has made an important amendment to the GST regulations, reducing the turnover limit for generating E-Invoices to Rs. 5 crores. This change will come into effect from August 1st, 2023, and will impact businesses in India.

May 10, 2023

Empowering Employment: Exploring the Atmanirbhar Bharat Rojgar Yojana Scheme in EPFO

The Atmanirbhar Bharat Rojgar Yojana (ABRY) scheme, introduced by the Indian government, aims to boost employment opportunities and provide financial relief to both employers and employees. Implemented through the Employees' Provident Fund Organization (EPFO), this scheme offers several benefits that contribute to the growth and stability of the workforce.

May 9, 2023

ONDC: Revolutionizing E-Commerce in India and Empowering Small Retailers

The Open Network for Digital Commerce (ONDC) is a groundbreaking e-commerce protocol launched by the Department of Promotion of Industry and Internal Trade (DPIIT) of the Ministry of Commerce in India in April 2020. The primary goal of ONDC is to democratize e- commerce and empower small retailers and businesses to sell their products or services directly to customers, without the need for a third-party application.

May 2, 2023

Green Finance: Paving the Path to India's Sustainable Future

India's remarkable economic growth has come with significant environmental challenges. Pollution, deforestation, and climate change have adversely impacted both human health and economic development. However, the Indian government has recognized the need for sustainable development and has embraced green finance as a key strategy. Green financing, characterised by environmentally sustainable and socially responsible investments, is proving to be an effective tool for mitigating climate change and promoting a sustainable future for India.

April 3, 2023

Brace Yourself! Major Income Tax Rule Changes You Need to Know for FY 2023-24

Are you ready for the new financial year 2023-24 starting from April 1? The Union finance minister Nirmala Sitharaman's announcements from the annual Feb 1 Budget will take effect from April 1. Brace yourself as some significant changes in income tax rules will kick in from 1st April 2023, affecting taxpayers like you. Here are ten significant income tax changes that you need to know for FY 2023-24:

March 31, 2023

How to File an ITR-U Form to Rectify Income Tax Return Mistakes

Have you made mistakes or forgotten to report income in your income tax return? Don't worry, the Income Tax Act provides an opportunity for taxpayers to rectify their mistakes by filing an updated return, also known as an ITR-U form. In this article, we will cover everything you need to know about the ITR-U form, including who can file it, when to file it, and how to do it.

March 30, 2023

EPFO Raises Interest Rates to 8.15% for FY23, Reversing a Four-Decade Low

The Employees' Provident Fund Organisation (EPFO) has announced that it will raise the interest rate on employees' provident fund (EPF) deposits to 8.15% for the financial year 2022-23. This decision comes after the interest rate was lowered to a four-decade low of 8.1% in March 2022, down from 8.5% in 2020-21. The EPFO currently has over 50 million subscribers, and the interest rate decision will need to be ratified by the Ministry of Finance before being credited to subscribers' accounts.

March 29, 2023

Foreign Remittance Certificates: Why They are Necessary and the Role of Filing 15CA/15CB

Sending money abroad has become increasingly common in today's globalized world. Whether it is for business purposes, education, travel or simply to support loved ones, remitting money overseas has become a routine for many. However, with the increase in cross-border transactions, the Indian government has made it mandatory to obtain a Foreign Remittance Certificate (FRC) for all foreign remittances. In this article, we will discuss why FRCs are necessary and the role of filing Form 15CA/15CB in obtaining them.

March 25, 2023

New Taxation Rules for Mutual Funds: What You Need to Know

The Indian government has recently passed the Finance Bill, which includes changes in the taxation of mutual funds. These changes will come into effect from 1st April 2023, and they will have a significant impact on the mutual fund investors. In this article, we will discuss the new taxation rules for mutual funds and analyze their implications.

March 20, 2023

Know the factors which may result in Input Tax credit in GST being blocked

The Goods and Services Tax (GST) is a comprehensive indirect tax levied on the supply of goods and services in India. One of the significant advantages of the GST system is the input tax credit (ITC) mechanism. Input tax credit is the tax paid by a registered taxpayer on inputs and input services used in the course of business, which can be claimed as a credit while paying output tax. However, certain circumstances can trigger the blocking of input tax credit in GST India.

March 17, 2023

Reduce Your Tax Bill Today: Last-Minute Income Tax Saving Options to Explore

The end of the financial year can be a stressful time for taxpayers as they try to find ways to save on their taxes. However, there are several last-minute income tax saving options that you can consider. The first step is to determine how much you need to invest for tax savings. You can claim a deduction of up to ₹1.5 lakhs under Section 80C for investments and expenses such as employee provident funds, life insurance premiums, tuition fees, and home loan principal repayments.

March 15, 2023

Bank Borrowings Surge to Record High in FY23 as Liquidity Shrinks ; Reliance on short term funds increases

Bank borrowings have reached an all-time high in the current financial year, crossing the Rs 5 trillion mark for the first time. The surge in bank borrowings is due to the tightening of liquidity conditions and booming credit growth, leading to a higher reliance on short-term funding. According to RBI data, bank borrowings averaged Rs 4.2 trillion this year, compared to Rs 2.6 trillion in the previous financial year. Analysts have flagged the widening gap between bank credit growth and deposit growth as a factor contributing to this phenomenon. Banks will have to look for more stable solutions, such as higher deposits, as reliance on short-term borrowings cannot be sustained.

March 13, 2023

The Fragility of the Global Financial System: An Analysis of Recent Crisis- SVB Collapse and Possible Contagion?

The world has experienced several crises in recent times, including the 2008 financial crisis and the 2020 pandemic-induced economic crisis. In retrospect, central banks' stimulus measures should have been curtailed earlier to prevent potential inflation. However, the weaponization of FX reserves, energy supplies, and consumption, the de-dollarization of the economy, and deglobalization have made the financial system even more fragile. The financial sector is over-leveraged, with financial outstanding amounting to 400% of actual global GDP, raising concerns about how to reduce central bank balance sheets without causing a crash.

March 11, 2023

Failure to Respond to Income Tax Notices in India Can Lead to Severe Consequences

The income tax department of India sends notices to taxpayers for various reasons such as non-payment of taxes, non-filing of returns, incorrect filing of returns, and other issues related to income tax. It is essential for taxpayers to respond to these notices within the time limit prescribed by the income tax department. Failure to respond can lead to severe consequences.

March 04, 2023

India's UPI and PayNow tie-up signals a push for a third way in global payments

Last week, the central banks of Singapore and India announced a new system for cross-border cash transfers. The partnership between Singapore's PayNow and India's Unified Payments Interface (UPI) was celebrated in India as the first step towards creating a new global payments system for the developing world.

February 16, 2023

Take Control of Your Finances: 5 Proven Strategies for Monitoring and Framing Your Budget

Managing your finances can seem overwhelming, but it doesn't have to be. By implementing a few simple strategies, you can take control of your budget and ensure that you are always in the black. Here are five of the best ways to frame and monitor your finances.

February 10, 2023

Cryptocurrencies and Their Risks in India with RBI's Stance

Cryptocurrencies have gained immense popularity in recent years, with many individuals investing in them as an alternative to traditional investments. However, with this popularity comes the need to understand the risks associated with cryptocurrencies, particularly in India where the Reserve Bank of India (RBI) has taken a stance on their use.

February 4, 2023

The Future of Financial Services: How Digital Technology is Changing the Game

The financial services industry is undergoing a major transformation, as digital technology continues to disrupt traditional business models and create new opportunities. In this article, we will explore the ways in which digital technology is changing the financial services industry, and the implications of these changes for businesses and consumers alike.

February 1, 2023

Last-Minute Tax Planning: Top 5 Investment Options for Maximizing Savings

As the tax filing deadline approaches, many individuals are scrambling to find ways to maximize their tax savings. While it may seem like a daunting task, there are still several investment options that can help you reduce your tax liability at the last minute. In this article, we will explore the top 5 tax-saving investments that can help you minimize your tax bill.

January 28, 2023

SIP Investment in Mutual Funds: A Promising Outlook for 2023

The start of the New Year is a time to reflect on the past and look ahead with excitement and anticipation of the upcoming year. As we look ahead to 2023, there are a few key trends and expectations to keep in mind when it comes to investing in mutual funds.

January 16, 2023

Gold prices hit record high; Know what the investors should do?

Gold prices in India hit an all-time high on January 12th, reaching Rs 56,245 per 10 grams, surpassing the previous record of Rs 56,191 hit in August 2020. This spike in prices is due to the recent US inflation data which showed that inflation eased last month, leading to hopes that the Federal Reserve would slow the pace of interest rate hikes. Gold prices usually fall when interest rates rise, while a decrease in rates helps keep gold high.

Discover the Golden Basket: Emerging Investment Avenues in India and the Benefits of a Diverse Portfolio

Are you looking for new and exciting ways to invest your money? Do you want to diversify your portfolio and potentially earn higher returns? In this article, we will explore the emerging investment avenues in India and the benefits of having a mix of traditional and new investments.